Informational :  All Partners 1st offices will be closed on Monday, February 18th, in observance of President's Day. You can still access your accounts using 1st Online home banking, the Partners 1st mobile app, or at your nearest ATM. Our offices will reopen on Tuesday, February 19th.

At Partners 1st, our HOME IMPROVEMENT LOANS are a great way to get the funds to get your home improvement done. Rates are lower than most credit cards and the interest is tax deductible for most borrowers.

  • Borrow up to 133% of your home's value (Secured)
  • Must be used for Home Improvement Only
  • Unsecured loan options ($7500/10 Year Amortization)
  • Secured loan options (up to $100,000/15 Year Amortization)
  • Eligible owner occupied property types: Single Family Detached, Townhouse, Condominium
  • Work order and/or materials list required

For more information and to get one step closer to finishing that home improvement project, contact us at or call 260.471.8336 or 800.728.8943.

*Home improvement loans $7,500 or less will be unsecured and require a minimum credit score of 660. Loans above $7,500 will be underwritten as a fixed rate second mortgage minimum credit score of 660. $150 application fee applies. APR = Annual Percentage Rate.