At Partners 1st, our HOME IMPROVEMENT LOANS are a great way to get the funds to get your home improvement done. Rates are lower than most credit cards and the interest is tax deductible for most borrowers.

  • Borrow up to 133% of your home's value (Secured)
  • Must be used for Home Improvement Only
  • Unsecured loan options ($7500/10 Year Amortization)
  • Secured loan options (up to $100,000/15 Year Amortization)
  • Eligible owner occupied property types: Single Family Detached, Townhouse, Condominium
  • Work order and/or materials list required

For more information and to get one step closer to finishing that home improvement project, contact us at mortgage@partners1stcu.org or call 260.471.8336 or 800.728.8943.

*Home improvement loans $7,500 or less will be unsecured and require a minimum credit score of 660. Loans above $7,500 will be underwritten as a fixed rate second mortgage minimum credit score of 660. $150 application fee applies. APR = Annual Percentage Rate.