Credit Cards

Your credit, your way. Whether you tend to pay your balance off every month or need a longer term and flexible source of credit, Partners 1st offers a credit card option to suit you.

Business Credit Card
Find The Credit Card That Suits You

Take a look at our credit card options! We offer a Visa® Platinum Card with a low APR and a Visa® Platinum Rewards Card for anyone interested in earning points redeemable for merchandise and travel. Both cards boast no annual fee, so your money is staying right where it belongs: with you.

For our 1st Online members you can view up-to-date transactions, advances and even pay your bill online. You can also choose to receive E-statements for even less paper clutter.

Visa Platinum Credit Card

The Visa Platinum credit card is a card as unique as you. A card perfect for traveling, our Visa Platinum boasts low rates and no annual fee, with great perks for the traveler, including:

  • Auto Rental Loss/Damage Waiver Coverage
  • Emergency Card Replacement/Cash Disbursement
  • High Credit Lines Available

For assistance, contact Visa at 800-VISA-911 (800-847-2911). Outside the U.S. call 727-570-4881 collect.

Low Limit Visa Platinum Credit Card

No previous credit? No problem! Partners 1st offers a low limit Visa Platinum credit card perfect for our younger members with no previous credit or anyone who wishes to establish credit

  • Establish your credit for the future!
  • Limits starting at $300
  • Available for members 18 and older

Visa Platinum Rewards

Get more for your money by becoming a Visa Platinum Rewards member! Members earn 1 point for every net dollar purchase made.

Save your points for your dream vacation, stock up for Christmas presents or cash in for gift cards, all while benefiting from great rates from Partners 1st.

Benefits of joining Visa Platinum Rewards:

  • Auto Rental Loss/Damage Waiver Coverage
  • Emergency Card Replacement/Cash Disbursement
  • High Credit Lines Available
  • Earn 1 point for every net dollar purchase*
  • Points good for 3 years
  • Choose from over 1,000 rewards
  • $50 or $100 gift cards for stores like Kohl's, Macy's, JcPenney's, Gap Stores, Sunglass Hut, Starbucks, Red Lobster and many more
  • View the entire rewards catalog online at www.scorecardrewards.com

*Points earning period is the 18th of the month through the 17th of the following month. Points expire after 36 months and expire on the last day of the calendar month. Points are net of returns.

Digital Wallets

Pay with your Partners 1st Visa Platinum credit card or debit card using Apple Pay, Samsung and Google Pay.

Click here
to learn more and view instructions for setting up your cards to make a payment using your smartphone.

Visa Secure (formerly Verified by Visa)

This program adds another safety measure when you buy online with your Partners 1st Visa card. Visa's developed a program that helps to ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure.

Visa Discounts Online

Click here for great discounts from select merchants when you shop online with your Visa card. The coupons are updated frequently so keep checking back!

Merchant Surcharging

Beginning January 27, 2013, merchants in the United States and U.S. Territories will be permitted to impose a surcharge on consumers when they use a credit card. Please visit the Visa website for more information.

It's About "U" and Your Financial Journey...

Where do you want to go? Start your financial journey by opening account with Partners 1st Federal Credit Union. Working towards your financial wellbeing is what makes you and I, partners first.

Open an Account