Premium 1st Checking

Are you looking to earn dividends for maintaining a high balance, while enjoying all of the benefits other Partners 1st checking accounts have to offer? With Premium 1st Checking, banking with Partners 1st really does pay.

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Maintain a High Balance

If you're a person who maintains a high balance and wants to earn a high money market dividend rate, then a Premium 1st Checking Account's for you.

With dividends on balances of $10,000 or more and no monthly charges if your balance stays above $5,000*, it really can pay to open a Premium 1st Checking Account.

Business savings
Benefits of Opening a Premium 1st Checking Account:
  • Save money
    Dividends on balances of $10,000 or more
  • Forever
    Unlimited check writing and teller transactions
  • Atm
    Up to six FREE ATM withdrawals per month
  • Atm
    FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs (cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases)
  • Free
    FREE 1st Online Home Banking, mobile check deposit, online bill pay, e-statements, viewing of cleared checks, access to Partners 1st's Small Change program, overdraft protection options
  • No money
    No monthly service charge if a $5000 minimum balance is maintained and enrolled to receive e-statements*

*If a minimum balance of $5000 is not maintained, a monthly fee will be imposed based on Partnership Level: no charge for Level 1 members; $3.50 for Level 2; $7.50 for Level 3. A non-sufficient funds fee will be imposed on checks paid with an insufficient balance, as well as $5 per day that the checking balance remains negative. There is a $3 monthly fee for paper statements.

A balance inquiry fee at ATMs will apply based on your Partnership Level: No charge for Partnership Level 1 members; $.25 for Level 2; $.50 for Level 3. Level 1 requires a personal checking account, loan with a balance, online account login within last 60 days, and direct deposit or payroll within last 60 days. Level 2 requires a personal checking account, loan with a balance.

Normal underwriting guidelines apply. All accounts verified through ChexSystems

Open an Account

Start earning by setting up your Premium 1st Checking today! Call at 800-728-8943 or 260-471-8336 or visit your local Partners 1st branch to get started.