A Premium 1st Checking Account is perfect for those members who maintain a high balance and want to earn a high money market dividend rate.

  • Dividends on balances of $10,000 or more
  • Unlimited check writing
  • Unlimited teller transactions
  • 6 FREE ATM withdrawals per month
  • FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs. Cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases.
  • FREE 1st Online - Home Banking
  • FREE Online Bill Pay
  • FREE E-statements
  • FREE viewing of cleared checks
  • Overdraft protection
  • No monthly service charge if a $5000 minimum balance is maintained*

*If a minimum balance of $5000 is not maintained, a monthly fee will be imposed based on Partnership Level: no charge for Level 1 members; $3.50 for Level 2; $7.50 for Level 3. A non-sufficient funds fee will be imposed on checks paid with an insufficient balance, as well as $5 per day that the checking balance remains negative.
A balance inquiry fee at ATMs will apply based on your Partnership Level: No charge for Partnership Level 1 members; $.25 for Level 2; $.50 for Level 3.


Small Change

Make saving easy with Partners 1st Small Change!

With a simple setting on your account, every time you make a purchase with your Partners 1st debit card, we’ll automatically round up to the next whole dollar and place it into a separate savings account. Before long, you’ll accumulate some big savings from your small change!

Call or visit your nearest Partners 1st branch to set up Small Change.


Overdraft Protection

Partners 1st offers a variety of great debit/checking options, but what makes them even better is that we go the extra mile to also provide Overdraft Protection and Privilege Pay services that make sure that you are covered at the point of purchase.

Click HERE to learn more about Overdraft Protection and Privilege Pay