Manufactured Home Loans

Partners 1st now offers financing on both new and used manufactured homes with low fixed interest rates. Whether you are buying or refinancing a manufactured home, we’re ready to help!


Manufactured Home Loan Features
• Available for purchase or refinance
• Affordable, fixed interest rate
• Primary residence only
• Maximum 30-year term for purchase and no cashout mortgages (must be eligible for PMI)
• Maximum 20-year term for cash-out mortgages (must own home and land for minimum of 12 months)

Contact our mortgage department at 800.728.8943 or 260.471.8336 or email mortgage@partners1stcu.org to get started.

 

Minimum credit score of 670 required. Maximum LTV of 95% for purchase and no cash-out mortgages (30 year max). Maximum 65% for cash out mortgages (20 year max). Fixed rates only; no ARM loans. Primary residence only. Property must be built on or after 6/15/76. Property must be affixed to permanent foundation with proper anchoring system. Must have legible HUD plate on exterior and HUD certificate on interior.