Informational :  All Partners 1st offices will be closed on Monday, May 27, in observance of Memorial Day. You can still access your accounts using 1st Online home banking, the Partners 1st mobile app, or at your nearest ATM.

Partners 1st is now offering land loans for members in Northeast Indiana. This is an excellent option for purchasing land now for future construction.

Partners 1st Land Loan Features
• 3 year balloon with 30 year amortization
• Option to refi once at end of initial 3 years
• For future construction only (residential)
• $5000 minimum loan amount/$150,000 maximum


Available for members in Northeast Indiana only. Maximum of 10 acres. Land must be zoned residential with access to utilities. 1st lien only; primary and secondary residence. Rate fixed at 2.5% above WSJ prime. 25% down payment required. 75% maximum LTV. Minimum credit score of 680. Borrower pays closing fees and cost of survey (required). No escrow. No appraisal required.