Informational :  All Partners 1st offices will be closed on Monday, May 27, in observance of Memorial Day. You can still access your accounts using 1st Online home banking, the Partners 1st mobile app, or at your nearest ATM.

As a home owner, you are accumulating borrowing power. That’s power to build a strong financial future. As the equity in your home grows, you can look ahead to a time when you can leverage your home to finance your dreams. When that time comes, you can borrow wisely at Partners 1st. We’ll give you great rates on a home equity loan. You will also get prompt courteous service and a very simple application process.

The home equity loan program may be tax deductible and finally, we offer convenient repayment options to fit your lifestyle.

  • We offer 5-year, 10-year, and 15-year repayment options.
  • Borrow up to 133% of your home's equity, minus any first mortgage balance, up to $100,000.
  • Best of all you pay no points!

Apply for a Home Equity Loan.

Click here for full disclosure.

Protect yourself with Debt Protection

Unfortunately, the unexpected sometimes happens. Can you still make your loan payments if the unthinkable happens to you or your family? Most people can't, and that's why debt protection is so important. For a few extra dollars a month, it helps make the payments when you can't.

Click here for a quick guide to debt protection offered through Partners 1st.

Maximum combined loan-to-value (CLTV) = 133%. Maximum loan amount of $100,000. Minimum loan amount of $10,000. Available in Indiana, Kentucky, Ohio, Virginia and Maryland. APR = Annual Percentage Rate. Rates subject to change at any time. Certain fees may apply including a $150 application fee and state tax, if applicable.

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