Informational :  Partners 1st FCU branches & offices will be closed on Monday, January 18 in observance of Martin Luther King, Jr. Day. We will reopen on Tuesday, January 19.

Your financial health is the number one priority at Partners 1st. We want all of our members to be financially fit, but we understand it is easier said than done. If you feel overwhelmed with debt, we can help!

Credit Cards

What is the annual percentage rate on your current credit card? Many are 15%, 20% or even higher! Start paying down this debt by transferring your balance(s) to a Partners 1st Visa Platinum credit card. With rates as low as 11.24% APR, you can pay your debt down sooner and focus on other areas of debt.

Personal Loans

If you have several sources of debt which seem impossible to pay off, it may be time to consolidate these into one affordable monthly payment. With rates as low as 9.99% APR, a personal loan from Partners 1st can help you pay off $10,000 of debt in four years for about $250 per month.

Home Equity

You never know when the unexpected will happen. Fortunately, as the equity in your home grows you can leverage your home to finance whatever life may bring. To cover any expected or unexpected life events, you can borrow up to 80% of your home's equity, minus any first mortgage balance, up to $100,000. With flexible 5-year, 10-year, and 15-year repayment options, our home equity program is a great financing option for homeowners.

Auto Loans

What are you currently paying on your auto loan? Would you like to purchase a new or used vehicle while paying less each month? You may be able to do just that by refinancing your current auto loan at Partners 1st. Most places offer a standard 36, 48 or 60 month terms. At Partners 1st, we also offer 42, 54, 66, 72 and 84 month terms. Plus, you may finance up to 110% of the purchase price!

Rate bases on creditworthiness and loan term. Standard underwriting guidelines apply.


(B)= Business Products, (P)= Personal Products