Home Equity Line of Credit

Our new, interest only home equity line of credit lets you use your home’s equity anyway you want!

Plus you'll receive 3% off the indexed rate for the first 6 statement cycles!

Whether you want money to pay off debts or high rate loans, for home improvements, education expenses, or just about anything else, your dreams can become a reality with a home equity line of credit from Partners 1st.

As a home owner, you are accumulating borrowing power. That’s power to build a strong financial future. As the equity in your home grows, you can look ahead to a time when you can leverage your home to finance your dreams. When that time comes, you can borrow wisely at Partners 1st. We’ll give you great rates on a home equity line of credit. You will also get prompt courteous service and a very simple application process.

The possibilities are endless:

  • Finance home improvements

  • Consolidate bills

  • Take a vacation

  • Fund college

The home equity loan program may be tax deductible and we offer convenient repayment options to fit your lifestyle.*

  • Borrow up to 90% of your home's equity, minus any first mortgage balance, up to $300,000, and repay over 15 years.
  • A Visa card and checks will be issued for easy access.
  • Best of all you pay no points and no closing costs.

View current rates

Apply for a Home Equity Line of Credit

For our 1st Online members you can view up-to-date transactions and even make your payment online. You can also choose to receive E-statements for even less paper clutter.


Protect yourself with Debt Protection

Unfortunately, the unexpected sometimes happens. Can you still make your loan payments if the unthinkable happens to you or your family? Most people can't, and that's why debt protection is so important.  For a few extra dollars a month, it helps make the payments when you can't. Click here for a quick guide to debt protection offered through Partners 1st.


*This variable-rate program is available in all states except Texas.

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We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings is also insured up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.