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Home Equity Loan

As a home owner, you are accumulating borrowing power. That’s power to build a strong financial future. As the equity in your home grows, you can look ahead to a time when you can leverage your home to finance your dreams. When that time comes, you can borrow wisely at Partners 1st. We’ll give you great rates on a home equity loan. You will also get prompt courteous service and a very simple application process.


The home equity loan program may be tax deductible and finally, we offer convenient repayment options to fit your lifestyle.


Our home equity loan program provides a fixed-rate option and is available in all states.

  • We offer 5-year, 10-year, and 15-year repayment options.
  • Borrow up to 100% of your home's equity, minus any first mortgage balance, up to $300,000.
  • Best of all you pay no points and no closing costs.

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Apply for a Home Equity Loan

For our 1st Online members you can view up-to-date transactions and even make your payment online. You can also choose to receive E-statements for even less paper clutter.

Protect yourself with Loan Insurance and Debt Protection

Unfortunately, the unexpected sometimes happens. Can you still make your loan payments if the unthinkable happens to you or your family? Most people can't, and that's why loan insurance and debt protection is so important.  For a few extra dollars a month, it helps make the payments when you can't. Click here for a quick guide to loan insurance and debt protection offered through Partners 1st.


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We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government Your savings is also insured up to an additional $250,000 by Excess Share Insurance, for a total of $350,000.