Credit Cards

Whether you happen to be a balance-payer person, or one who revolves a balance, we offer a credit card to suit your requirements! We offer a Visa Platinum, Visa Gold, Visa Classic - Student and Visa Classic - Credit Rebuilder. All cards boast no annual fee.

For our 1st Online members you can view up-to-date transactions, advances and even pay your bill online. You can also choose to receive E-statements for even less paper clutter.

Click here for current credit card rates
Make my Partners 1st credit card payment (For non 1st Online members)
Apply for a Credit Card

Visa Platinum
Our Visa Platinum boasts low rates and no annual fee. It also has lots of great perks for the traveler, including:

  • Auto Rental Insurance
  • Warranty Manager
  • $300,000 Travel Accident Insurance
  • Lost Luggage Insurance
  • Purchase Security
  • Concierge Service
  • Price Protection
  • Emergency Cash Service
  • High Credit Lines Available

Visa Gold Points Card
Our program takes the best options from others and lets you take advantage! Visa Gold members earn 1 point for every net dollar purchase made. Accumulate the points for cash back! Use the cash for any reason... holidays, traveling, vacation... you choose!  Enjoy no annual fee. Best of all are Partners 1st great low rates! 
25,000 points = $500 Reward
Redeem My Visa Gold Points


* Points earning period is the 18th of the month through the 17th of the following month.
* Points expire after 18 months and expire on the last day of the calendar month.
* Points are eligible to be redeemed every 12 months.


Visa Classic Student Card
A great card for our younger members who are just getting started financially. Enjoy no annual fee and low rates.

Visa Classic Credit Rebuilder Card
A great card for those members who are trying to rebuild their finances. This card is share secured and boasts no annual fee.

Protect yourself with Debt Protection

Unfortunately, the unexpected sometimes happens. Can you still make your loan payments if the unthinkable happens to you or your family? Most people can't, and that's why debt protection is so important.  For a few extra dollars a month, it helps make the payments when you can't. Click here for a quick guide to debt protection offered through Partners 1st.


Verified By Visa
A new way to add safety when you buy online with your Partners 1st Visa card. Click here for more information.

Visa Discounts Online

Click here for great discounts from select merchants when you shop online with your Visa card. The coupons are updated frequently so keep checking back!

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General Fees

We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Your savings is also insured up to an additional $250,000 by Excess Share Insurance, for a total of $500,000.