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Checking Accounts
No matter what your checking needs, Partners 1st has an account to meet them!
Switch your account to Partners 1st with our easy Switch Kit.
Read the descriptions of each account below, and choose the one that best fits your lifestyle. Contact us at 800.728.8943 or visit you local office to open you account today.
FREE Partners 1st Checking
This is a great account for members who want a free checking account with no hidden fees!
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No minimum balance requirements
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No monthly maintenance charges
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Unlimited check writing
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Unlimited teller transactions
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FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs. Cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases.
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FREE viewing of cleared checks
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Student Checking:
This is a great account for our younger members who are just getting started financially. Student checking includes most of the benefits of a Partners 1st Checking account plus some added features!**
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FREE box of Partners 1st checks
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FREE Visa Debit card
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No minimum age to open
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Visa Credit card
**An Visa debit card extended to those age 13 and over with a parent as a joint owner. Visa card with limits of $500 - $2000 will only be offered to members 16 or older with a parent as co-signer. Normal loan underwriting guidelines apply.
For those members who maintain a high balance and want to earn a high money market dividend rate.
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Money Market Dividends on balances of $10,000 or more
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Unlimited check writing
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Unlimited teller transactions
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FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs. Cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases.
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FREE viewing of cleared checks
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1000 FREE Visa Gold points on approved credit
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No monthly service charge if a $5000 minimum balance is maintained
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*If a minimum balance of $5000 is not maintained, a $7.50 fee will be imposed, subject to a discount of 50% or waiver based on account relationships. A non-sufficient funds fee will be imposed on checks paid with an insufficient balance, as well as $5 per day that the checking balance remains negative.
Take-2 Checking:
For those members who have struggled with checking accounts in the past. Start re-building your finances with this account.
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No minimum balance requirements
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Unlimited check writing
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Unlimited teller transactions
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FREE ATM card
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FREE viewing of cleared checks
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Monthly fee of $8
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Overdraft protection
If handled well, member may request to covert account to a Partners Checking account. No courtesy pay privileges. All personal checks for deposit subject to a 10 day check hold policy. All Chexsystems obligations must show paid or satisfied before opening.
Health Savings Account Checking:
Health Savings Accounts are designed to help members with qualified high deductible health plans save for future medical and retiree health expenses on a tax-advantaged basis.
View a listing of "qualified medical expenses" at www.irs.gov
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No minimum balance requirements
- No monthly maintance fees
- No annual fees
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Interest based on tier balances
View rates
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FREE Access Visa Debit Card for 24-hour convenience at any Alliance One, CO-OP, or Plus ATMs. Cards may also be used at any merchant that accepts Visa or Interlink in order to debit the checking account for purchases.
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FREE viewing of cleared checks
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